New York Banking Rates

30-Year Mortgage Rate Deal of the Day: Island Federal Credit Union at 3.500%

Finding one’s dream home is easy — all that’s needed is someone to help open the door. Island Federal Credit Union has been helping people land the home they’ve been searching for, with low mortgage interest rates and a high level of service, putting members first. The New York State-based credit union’s 30-year mortgage, for example, comes with a 3.500% interest rate that keeps home loans affordable.

Mortgage Rate Terms and Conditions

A 30-year home loan from the credit union offers:

  • Low fixed mortgage interest rates starting at 3.500%
  • A minimum down payment of little as 5% of a home’s purchase price
  • Mortgage is available for purchase and for refinancing a current mortgage
  • Quick approvals and local closings for a fast and hassle-free process
  • Loan Protection Insurance available
IFCU’s 30-year FRM also includes a 60-day rate lock.

About Island Federal Credit Union

Owned by its members, for more than 50 years the Island Federal Credit Union has offered people better value and service for their everyday financial needs, enabling them to achieve their financial dreams. Like the credit union’s 15-Year Special Mortgage terms, membership is extended to anyone who lives, works, worships or attends school in either Nassau or Suffolk County.

See more of today’s mortgage interest rates.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.