New York Banking Rates

Deal of the Day: Greater Niagara Federal Credit Union Auto Loan Rates at 1.75%

Greater Niagara Federal Credit UnionThere are many ways to lock up the lowest auto loan rates when trying to get an auto loan. Having a good credit history and a low loan-to-value ratio are two of the more common ways to keep your rate low.Unfortunately for many car shoppers, there is not too much you can do about those two things right before you are ready to buy a new car or truck. But one factor that you can control is the term of the loan.

If you can afford a little bit higher of a payment, then many financial institutions will offer lower auto loan rates in return for a shorter term on the loan (and lower risk for them), saving you in the long-term on interest paid. For example, Greater Niagara Federal Credit Union is currently offering a very low rate of 1.75% APR on terms up to 24 months.

Greater Niagara Federal Credit Union Auto Loan Terms

As referenced above, the maximum term eligible for the rate of 1.75% APR is 24 months. Rates may vary based on other factors such as credit worthiness and loan to value. Members can earn an additional .25% rate discount for automatic payment with direct deposit. Longer terms are available as well, but are subject to higher auto loan rates. Greater Niagara Federal Credit Union recommends that members call to verify all rates.

About Greater Niagara Federal Credit Union

Greater Niagara Federal Credit Union has been servicing the families of Niagara County since 1954. In fact, anyone who either lives, works, worships, or attends school in Niagara County is eligible to become a member. Membership is a lifelong commitment, and members will continue to enjoy the competitive rates and excellent customer service even if they move away.

Shop for more of today’s lowest auto loan rates.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.