Whether you’re interested in saving more money or you need a loan to buy a house or car, your top concern is likely the interest rate you receive. Rightly so, too, because New York interest rates have a lot to do with how much money is in your budget at the end of the month. 
Do you belong to a credit union? If not, you could be missing out on some of the best interest rates in New York. Credit unions are known to have the most competitive rates, the only problem is you have to be a member to take advantage of them.
There are several credit unions in New York, NY offering outstanding rates. If the interest rates below are better than what you’re presently earning, find out how to become a member of one of these institutions and enjoy the great rates current members do right now.
In honor of the summer, Bethpage Federal Credit Union is offering great banking rates throughout June. During this period, members can get great rates on savings accounts and mortgages, get free bonus checking with interest, and get a home equity line of credit. From June 1st – July 1st, Bethpage Bonus Banking Days promises to earn a lot of savings for its members. Unlike national banks, credit unions offer great rates with a local, community feel, and Bethpage Federal Credit Union isn’t different.
In times like this when people are struggling economically, it is important for people to remember that banks are struggling economically as well and want to keep your business. It behooves people to shop around for lower rates and not be satisfied with the current rates they have.
If you have been banking with your financial institution for a long time, stop by another bank or credit union and see what their New York bank rates are. If their rates are better than what you’re currently getting, go back to your current bank and talk to them. You’d be surprised at how flexible many banks and credit unions can be. Below are some competitive New York interest rates from local banks and credit unions.
New York skyscrapers are high, but mortgage rates are on the decline. That’s good news for home buyers as they’ll pay less over the life of their loan. It’s good news for the housing market is that foreclosure rates are on the decline, too.
It was reported today that foreclosure filings for the country have dropped 60% compared to this time last year. This is a trend marks foreclosure rates regularly dropping for the last eight months. New York Mortgage Rateshas a list of the most competitive mortgage rates below.
It’s not always easy to buy a car with bad credit in New York. This is why some car buyers simply put off making their purchase until their credit improves.
Of course, not everyone has this luxury. Some people need to purchase a car immediately, especially if they have a new job or have a baby on the way. If your credit isn’t great but you need a car now, consider the following New York auto loan rates for people with not-so-great credit.
Purchasing a car is always an exciting feeling, especially when you’re able to find a great deal at a New York dealership. But part of getting a great deal is snagging an amazing interest rate, something you may not always take advantage of at dealerships.
The good news is that independent lenders are also offering loans—many offer great rates on 60-month auto loans. If you’re searching for a car, don’t take the first loan offered at a dealer. Instead, shop around for rates to see which is best for you.
Ready to buy a car in New York but don’t know what loan term to take? There are options available from the 36-month, 60-month and even 72-month term but if you don’t want to hold on to your payments too long, consider the 48-month loan.
Are you looking to purchase a new car but don’t want to deal with making payments over an extended period of time? You may want to consider the 36-month loan.
This short-term loan helps you pay off your car in three short years, which then leaves you a large amount of time to enjoy your car without a car note. If you want to take on this type of loan, you’re in luck! Lenders are offering great 36-month loan rates in the New York area.
Are you ready to go out and purchase a car and are interested in one that may be one or two-years old? While the car is relatively new, it still falls into the used-car category. This is not a bad thing. In fact, if the car still has a warranty, it may feel like you’ve scored a new car at a lower price.
