New York Banking Rates

Deal of the Day: Saratoga’s Community Federal Credit Union Mortgage Interest Rates at 3.375%

saratoga's community federal credit unionIndividuals looking for a home in New York might find their search to be challenging, thanks to a lack of affordable mortgage rates. Saratoga’s Community Federal Credit Union hopes to end this frustrating process by offering its members a loan with an amazing rate.

Members who secure a loan with the establishment can enjoy Saratoga’s Community Federal Credit Union mortgage interest rates as low as 3.375%. There’s no doubt that this competitive rate will guarantee affordable monthly payments for the duration of the loan term.

Saratoga’s Community Federal Credit Union Mortgage Interest Rates: Terms and Conditions

Saratoga’s Community Federal Credit Union is offering its competitive rate to qualified borrowers who secure a loan amount of $168,750 for a home with an estimated property value of $225,000. The rate is associated with a 15-year term and is offered with a 3.474% APR and 0.000% points.

The property is an existing single family home located in Albany, N.Y., within Albany County. An escrow (impound) account is required. The rate-lock period is 60 days and the assumed credit score is 740.

About Saratoga’s Community Federal Credit Union

Saratoga’s Community Federal Credit Union was founded in 1945 by a small group of teachers in the Saratoga Springs Public School System. Originally built to serve other teachers, the establishment has expanded membership to include individuals who live, work, worship or attend school in Saratoga County.

Since its inception, Saratoga’s Community Federal Credit Union has sought to improve the financial wellbeing of its members by offering a multitude of free and low-cost products and services. To learn more about the establishment, contact its location in Saratoga Springs, N.Y.

Click here to find competitive mortgage interest rates today.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.