Compare the Best Local Rates

New York Credit Unions with the Best Interest Rates Today

If you’ve been looking for a new bank to open an account or apply for a loan, you should also consider your neighborhood credit union. New York credit unions have some of the best interest rates to offer these days. You can see a list of the credit unions in New York with the highest interest rates below, along with the average CU rates across various deposit accounts.

Today’s Average Interest Rates at Credit Unions in New York, NY

The following are the average rates for CD and savings accounts at credit unions in New York so you have a benchmark to compare other offers against:

Average 6-Month CD Rate: 0.77% APY
Average 12-Month CD Rate: 0.99% APY
Average 24-Month CD Rate: 1.41% APY
Average Savings Rate: 0.55% APY

Credit Unions in New York with the Highest CD Rates

The following are New York credit unions offering the best CD rates across a variety of terms.

6-Month CD

  • Suma Yonkers Credit Union: 1.51%
  • Lomto Credit Union: 1.15%
  • Ibm Metro Employees Credit Union: 0.91%

12-Month CD

  • Suma Yonkers Credit Union: 1.77%
  • Lomto Credit Union: 1.41%
  • Progressive Credit Union: 1.41%

2-Year CD

  • Suma Yonkers Credit Union: 2.02%
  • Lomto Credit Union: 1.85%
  • Self Reliance (Nj) Credit Union: 1.76%

Credit Unions in New York with the Highest Savings Rates

  • Merck Employees Federal Credit Union: 1.64%
  • Suma Yonkers Credit Union: 1.01%
  • Van Cortlandt Cooperative Credit Union: 1%

Please note that these rates are accurate as of July 29, 2011, but may change at any time in the future. Contact individual credit unions to confirm rates before opening an account. For the most current rates information, you may also visit the New York Savings Rates and New York CD Rates pages.