Highest Local New York Bank Rates
If you don’t belong to a credit union, your best bet for finding the highest New York bank rates is at a local bank. Smaller community banks are known for the excellent interest rates they offer on deposit accounts like savings and CDs, so check out the bank near you if you’re looking for a new bank account. Below is a list of the highest interest rates in the city from New York banks specifically.
Best Certificate of Deposit Bank Rates in New York
6-Month
- Eastbank, National Association: 1.01%
- Alma Bank: 0.9%
- Habib American Bank: 0.75%
12-Month
- Maspeth Federal Savings: 1.25%
- Intervest National Bank: 1.2%
- Eastbank, National Association: 1.18%
24-Month
- The Bank of Princeton: 1.75%
- Eastbank, National Association: 1.75%
- Maspeth Federal Savings: 1.5%
Best New York Bank Rates: Savings Accounts
- Maspeth Federal Savings: 1.05%
- Ridgewood Savings Bank: 0.8%
- Habib American Bank: 0.75%
To see more interest rates for deposit account and find out where you can obtain the highest rates, visit the New York Banking Rates CD Rates and Savings Rates pages.

