New York Banking Rates

Lowest Auto Loan Rates in New York, NY: 48-Month Term

The key to getting the best possible auto loan in New York is shopping around for the most competitive rates. There are so many lenders in the city that it becomes very important to narrow down only the best offers.

If you’re interested in locating the best New York auto loan rates, take a look at our list below of the lowest rates in the city for a term length of 4 years (48 months).

Best 4-Year Auto Loan Rates in New York

  • Pentagon Federal Credit Union: 2.49% APR
  • Bank of America: 2.99% APR
  • Up2drive – a division of BMW Bank: 3.99% APR
  • M&T Bank: 5.24% APR
  • HSBC: 6.99% APR

Please note these rates are based on a new car loan of $20,000 and are accurate as of 5/4/11, but are subject to change at any time. Please contact the individual lender to verify rates before applying for a car loan.